Logix 13-Month Promo Certificate- The minimum deposit required to open the 13-Month Promo Certificate is $2,500. The certificate term is 13 months. The advertised 2.35% APY assumes dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. A minimum $2,500 balance must be maintained to avoid certificate account closure. Early withdrawal penalties apply. At maturity the certificate will automatically renew as regular (non-Promo) 12-month certificate at the dividend rate and APY then in effect. The 13-Month Promo Certificate cannot be opened as an IRA certificate and is not available on business accounts. APY= Annual Percentage Yield. The Logix 2.35% APY 13-Month Promo Certificate is available for a limited time only and may be discontinued at any time. Logix membership required.