
Let's make it happen! With flexible terms, you'll find a loan to meet your needs and fit your budget perfectly.

Competitive
Rates
Save yourself some cash, and enjoy rates as low as 4.74% APR.

No Down Payment
No Problem
Finance up to 125% of your car's value, including tax, license, and extended warranty.

Low Monthly Payments
Choose the term that best fits your budget, up to 84 months, with a 90-day payment break!*
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New Vehicle Loans - As low as 4.74% APR (Annual Percentage Rate) is our best auto loan rate on approved credit and up to 125% financing on New Vehicle purchases and refinances from another institution, for a maximum 36-month term, and includes a 1% discount for Automatic Payment (AutoPay). Rate subject to increase if AutoPay is discontinued. Advertised rate and financing is based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from this offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rate offered may be higher and a down payment may be required depending on applicant's credit rating and other underwriting factors. Maximum 17.99% APR. Monthly payments at 4.74% APR for a 36-month term are estimated at $29.85 per $1,000 borrowed. "New Vehicle" means the current and prior model year with less than 10,000 miles. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership required. Rate is accurate as of 05/21/2025 and is subject to change.
* Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.
Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.